9:41Your CU
Try it · liveThe $5 Iced Coffee
Maya has $5 in story money. She's saving for a $30 sketchbook. What would you do?
Tap an option. Every one of them can be a good option.
Story money · not realStep 2 of 6
REAL LIFE IS THE CURRICULUM.
A family benefit for credit unions
Every money habit starts with a $5 decision.
TableCents gives your members' kids real choices to practise with play money, gives parents one question for dinner, and gives your board numbers it can trust. It carries your brand from day one, with no core integration.
No child accounts·Play money only·Aggregate reporting·English + Español
Try it · live
Shown with a sample credit union brand · illustrative demo data
Tuesday, 3:40 PM.
Leo has five dollars in story money and a decision to make.
Watch a $5 idea travel through a family, a Saturday and a board meeting.
TUE 3:40 PMLEO · 10
Mission complete
You practised opportunity cost.
ChoiceSmall drink
Explained whyYes
Same idea, in a gameSpotted
Skill Star earned
TUE 3:40 PMLeo, in the app
He picks a small drink and saves $2. Then he explains why.
Maya's story asks what he'd do, and any choice can succeed. He learns the word for what he gave up, then spots the same trade-off in a video game. Fictional names and story money. Not a record of a real child.
KID-002 · KID-011 · transfer challenge
TUE 7:15 PMJordan, his parent
One question at dinner. About three minutes.
Jordan doesn't need to be a finance expert, or share a single thing about the family's money. Tapping "We talked about it" records that Leo practised at home. This is a sample story.
PAR-004 · PAR-005 · KID-010
SAT 10:00 AMA Money Lab you sponsor
Leo sorts ads from information, live.
Jordan booked the seat in the app for $0, and the credit union covered it. An Innorve facilitator runs the session with play money and fictional scenarios. Recording stays off and there is no open kid chat. Afterwards a follow-up mission unlocks. This is a sample story, not a live booking.
PAR-011 · COH-010 · COH-013
NEXT QUARTERYour program owner
The board sees families reached, not Leo.
Households enrolled, repeat missions, skills practised at home and seats used, each with its denominator. Leo's name, his choices and his reflections never leave his family. Efficacy is not evaluated. Illustrative demo data.
CU-008 · CU-009 · ANA-008
The $5 Iced Coffee
8–12
Save for a Bike
8–12
Sneaker Drop
13–15
Three Envelopes
5–7
Scam Detective
8–12
Lemonade Margin
8–12
Free Trial Trap
13–15
Read your first pay stub
16–17
One-click Purchase
8–12
Own the Car
16–17
Snack Stand Margin
13–15
Subscription audit
16–17
Same idea. Four different kids.
We don't shrink a teen lesson into simpler words for a six-year-old. Language, layout, mechanics and independence all change with age. Pick an age and watch the app change.
- Reading
- Short sentences
- Choices
- Explain your pick
- Practice
- Split $10 play money
- Reward
- Skill Stars
Today's mission
Hey Leo
The $5 Iced Coffee
Maya has $5 in story money and a sketchbook goal.
7 Skill Stars · 4 tracks$24 play
Tap Start · 6 min to try it
Sample only. This does not create an account or send a request.
Practice over content. Six steps, ending somewhere new.
- 01
Notice
A real moment: a café, a sneaker drop, a first paycheck.
- 02
Choose
The child makes the call. Spending can be right.
- 03
Explain
They say why, and learn the idea behind it.
- 04
Practise
Play money, with a no-spend option for everyone.
- 05
Reflect
How did it feel? That stays private to the family.
- 06
Transfer
The same idea in a new place. That is how it sticks.
For your compliance team
You sponsor the program. The child stays a learner.
Stays with the family
Name
What he chose
How it felt
Family money
Credit union staff never see a child's name, answers or reflections. The program owner does not see them either.
Illustrative demo data
What your team sees
- Households enrolled612
- First mission471
- Practised at home217
- Money Lab seats94
Totals with denominators. Anything under 10 shows as <10. Referrals are counted only when a parent asks, and they stay separate.
- No ads to children, ever
- A child's answers never become a lead
- No leaderboards and no penalty for a missed day
- Never presented as advice. The NCUA does not approve or certify this product.
Numbers your board can defend.
Reach is reported as reach and learning as learning. Referrals stay separate. Every stage shows its denominator, and efficacy reads “not evaluated” until it is proven.
Your credit union
Dashboard
Brand & program
Campaign kit
Sponsored seats
Reports
TableCents · Year 1
Illustrative demo data
Family engagement funnel
- Invited or reached4,820
- Enrolled612
- Child activated540
- First mission471
- Repeat mission296
- 30-day return188
Skill practice by evidence type
- In the app1,284
- Self-reported402
- Parent-observed217
- Facilitator-observed88
Events, not children. Never summed. Efficacy: not evaluated.
Adult-initiated referralsReported separately. Not a count of children.37
Live in four moves. No core integration.
- 01
Brand it
Your logo, colours and welcome. Contrast is checked before anything goes live.
- 02
Review it
Compliance reads the consent flow, data boundaries and due-diligence pack.
- 03
Invite families
A branch QR code, a member email, a school link. No member-list upload.
- 04
Host a Money Lab
Your first sponsored Saturday, run by an Innorve facilitator with you there.
Tuesday, 7:15 PM
"Was it worth what you gave up?"
One question, three minutes, around a table your credit union helped set. Bring us one branch and one Saturday. We'll brand it, put a QR code in the lobby and run the first family Money Lab with you.